American Express metal cards The Amex Platinum Card is made of metal. It is a charge card, meaning it has no pre-set spending limit, but customers are required to pay off the balance in full each month.
The Platinum Card® from American Express
Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
The Platinum Card® from American Express is made from a combination of materials that includes stainless steel metal and has a heavier weight than the American Express® Gold Card, according to a company spokesperson.
Yes, the Amex Gold card is a metal card. New Amex Gold card applicants don't need to specify that they want a metal card, either – it's standard. It's worth noting that regardless of its name, the Amex Gold card is not made of gold.
While this fee might put hairs on the back of your neck, the Amex Platinum metal card is the king of earning. You'll earn 2.25 points per $1 spent on all purchases, and 1 point per $1 spent with government bodies – a no brainer at tax time.
The hardest Amex card to get is the Centurion® Card from American Express. Also known as the “Black Card,” this Amex card is hard to get because it is available by invitation only, and potential candidates are rumored to need an annual income of at least $1 million.
Amex has confirmed with TPG that the new contactless metal cards (except the Centurion card) are not completely metal, and feature a plastic backside. That means the Amex Platinum, The Business Platinum Card® from American Express and the American Express® Gold Card will no longer be as clunky and heavy as before.
Amex Platinum ultimately offers more value, though. For example, its benefits include airport lounge access, while the Amex Gold Card's perks do not. When it comes to ongoing rewards on purchases, Amex Platinum has a higher maximum earning rate and better travel rewards. But Amex Gold provides more everyday value.
The Delta SkyMiles® Gold American Express Card is not a metal credit card, as it is made of plastic like most other credit cards.
Is it hard to qualify for an American Express Cobalt Card? Because there's no minimum income required, it might be easier to qualify for an American Express Cobalt Card than some other rewards credit cards. Having a credit score of 660 or higher should help your chances of approval.
The credit score needed for the American Express Platinum is generally above 700. According to Credit Karma, the average score is 715. Although, several applicants with credit scores in the 600s have also been approved, even as low as 643.
Annual income of $100,000 or more. Aged 18 years or over.
Most widely available premium rewards cards are 12 grams or heavier. The Platinum Card® from American Express weighs 18.5 grams, while the Chase Sapphire Reserve® weighs 12.6 grams.
Another major requirement is a steady income. American Express does not disclose a specific income requirement, but it will need to be enough to make payments on the card and to afford the $250 annual fee.
The Amex Platinum is a premium credit card that offers a welcome bonus, luxury perks, and other value-added services. Cardholders benefit from Uber credits, airfare discounts, bonus points, cashback and much more. Unlike typical credit cards, this card allows you to carry a balance for certain charges, but not all.
If you consider yourself a foodie, the American Express® Gold Card could be the ideal luxury card for you. This card earns a competitive 4X points per dollar spent at restaurants and 4X points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
The Platinum Card® from American Express is a high-end card that is packed with benefits and a hefty welcome offer.
This is a super easy process. Simply log into your American Express account, and choose your Platinum Card in the “My Accounts” section. After you do, click on “Account Services,” then “Card Management,” and then “Order Replacement Card.”
Key Takeaways. The Black Card is an exclusive charge card offered to high-net-worth individuals by invitation only. The Platinum Card is one tier lower. Prospective cardholders may apply online and must meet minimum eligibility requirements.
Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual card credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.
It has an initiation fee of $10,000 and an annual fee of $5,000. It's also invite-only; you can't apply without permission from Amex. The card offers some incredible benefits, like complimentary elite status across four hotel chains and with Delta, airport arrival services, and access to a concierge.
Make at Least $250,000 in Purchases on Your Amex Cards
Although Amex doesn't publish a spending threshold to get invited, a solid rule of thumb is that you need to make at least $250,000 in annual purchases across all of your Amex cards.
For those who can take advantage of its rich credits, the American Express® Gold Card, which carries an annual fee of $250, generally comes out ahead (see rates and fees). But if you can't use those side perks, it's usually a good idea to go with the Chase Sapphire Preferred® Card, which has an annual fee of $95.