57 – Transcation not allowed, seek other form of payment. 75 – Incorrect PIN on more than three attempts, seek other form of payment. 91 – Issuer Unavailable, voucher required.
The customer's card issuer has declined the transaction as this credit card cannot be used for this type of transaction.
The customer's card issuer has declined the transaction as the credit card does not have sufficient funds. Advise your customer of this fact, and they should either use an alternate card or contact their bank.
Transaction Code: 59 - Suspected Fraud
The customer's card issuer has declined this transaction as the credit card appears to be fraudulent. While you could contact this customer yourself, it's very possible that this transaction is fraudulent. Tread carefully.
The error code 96: System Error response indicates that the customer's card issuer is having a hard time processing the payment. This normally means the card issuer is having a system malfunction that is causing the transaction attempt to fail.
Transaction Not Permitted to Cardholder: What Does it Mean? Error code 58 means the transaction is not permitted to the cardholder. This error code means that the customer's card issuer cannot process the transaction. It also means the customer can't use this credit card for this transaction.
A system error code is an error number, sometimes followed by a short error message, that a program in Windows may display in response to a particular problem it's having.
A 57 decline code is a general Service Not Allowed decline response. This is a common decline message for transactions that are blocked by the bank that issued the card. For this decline, the customer must call the number on the back of the card and ask the bank why they are declining the transaction.
The customer's card issuer has declined the transaction as the credit card number does not exist. The customer should use an alternate credit card.
The customer's card issuer has declined the transaction as the customer has entered an incorrect PIN. The customer should re-enter their PIN.
58 – Transaction not permitted - Terminal
This code will appear if you are attempting a transaction and your merchant processing account is not properly configured. Contact your merchant provider and make sure your terminal/POS is set up to receive the type of payment you're attempting.
The customer's card is expired. Contact your customer and confirm that the correct dates were entered and that there were no mistakes (e.g. 05/11 rather than 05/12).
Decline code 54 means “Card Expired”. This means the credit card being processed is expired and no longer valid to use.
While there are dozens of different card decline codes currently active, the most commonly used codes are as follows: 05 (Do not honor), 14 (Invalid card number), 41 (Lost card, pick up), 43 (Stolen card, pick up), 51(Insufficient funds), 54 (Expired card), 61 (Exceeds issuer withdrawal limit), 65 (Activity limit ...
Your card may be declined for a number of reasons: the card has expired; you're over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.
“Insufficient funds” is the most likely reason for a debit card decline. You may have remembered the wrong amount, being in your account, or were unaware of a purchase made by a spouse or family member. Maybe a deposit that you'd already accounted for hadn't cleared yet.
Attempts to exceed your daily transaction amount. Lack of available funds. Expired card information is being used. Possible magnetic strip damage (in this case, you'll need a new card).
Why might payments be rejected? Common reasons that a payment is not able to be processed are: Insufficient funds - there are not enough funds available for the transaction to be processed. Credit card expired - the card has expired and can't be used anymore.
Answer: Unauthorized use of error code 050 could mean that the account users are using or the account belonging to the card has been compromised.
Banks may freeze bank accounts if they suspect illegal activity such as money laundering, terrorist financing, or writing bad checks. Creditors can seek judgment against you, which can lead a bank to freeze your account. The government can request an account freeze for any unpaid taxes or student loans.
A bank response code is another name for a credit card authorization code, a two-digit numeric code which indicates whether the transaction was approved or declined. If the transaction is declined, the response code provides some basic information about why. Thanks for following the Chargeback Gurus blog.
A decline code is typically a two-digit, alphanumeric error code that indicates why a card transaction has been declined. While the code can originate from a number of sources, it often comes from the issuing bank, payment processor, or credit networks. Businesses won't always see the exact code.
The first thing I tend to do is run the code a few times, trying to gouge exactly what is making the error. Whether it be that a variable hasn't been defined, or I did a FOR loop wrong. The most helpful thing when trying this method is the error message just before the screen closes.
Error codes help you to identify the cause of a problem, a failing component, and the service actions that might be needed to solve the problem.