While awards vary, Up Bank is frequently praised for budgeting/features, Westpac often wins for overall functionality/user experience, and CommBank is popular for its large user base and integration. Other strong contenders include ING for digital banking and Macquarie, depending on your priority for features, design, or traditional banking.
From second guessing to mastering your money, it takes a little Westpac. Find out why the Westpac App is Australia's Best Banking App three years running.
Best mobile banking apps
Facebook remains Australia's most used social app by reach, with high usage also for Messenger, Instagram, WhatsApp, and TikTok, while Google and YouTube are top overall platforms, and myGovID is popular for government services, and Temu surged in downloads as a shopping app. The most used platforms heavily lean towards Meta (Facebook/Messenger) and Google, with TikTok growing fast, but the "most used" can vary by function (social, shopping, government).
Best banking apps
Both online and mobile banking provide convenience and security. Online banking is often best for in-depth account management on a computer, while mobile banking makes it easier to handle quick tasks like deposits, transfers, or paying bills from anywhere.
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In Australia, apps like Discord, WhatsApp, Messenger, YouTube Kids, Roblox, Steam, GitHub, Pinterest, and LEGO Play are generally not included in the under-16 social media age restrictions because they fall under exemptions for messaging, gaming, education, or other specific functions, though platforms are constantly reviewed. Apps like TikTok, Instagram, Facebook, X, Snapchat, and YouTube (main) are affected, requiring age verification for users under 16.
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Industrial and Commercial Bank of China Ltd.
As of 2025, Industrial and Commercial Bank of China (ICBC) is the largest bank in the world in terms of total assets under management.
If you are an Australian tax resident and you have an account in a financial institution overseas, we will receive your information from the tax authority of that jurisdiction. All information reported under these laws is handled in the strictest confidence by the ATO and foreign tax authorities.
Bank of America
After taking a back seat to Capital One in 2024, Bank of America returned to the top spot with a 678-point rating. The app carries an average rating of 4.8 out of 5 stars in the App Store, as well as 4.6 out of 5 stars in the Google Play Store.
Several banks offer $100 (or more) bonuses for opening new accounts, with ING (Australia) offering $100 for their Orange Everyday & Savings Maximiser with a promo code and deposits/activity, and Chase (US) offering $100 for their Secure Banking account with no minimum direct deposit as of early 2026, but offers change frequently, so check bank websites like Wells Fargo, TD Bank, or local institutions for current deals. Eligibility often requires specific conditions like direct deposits, minimum balances, debit card usage, or not having held an account recently, so always read the Terms & Conditions.
50 Most Used Apps in the United States (2025)
Currently, the platforms the ban applies to are YouTube, X, Facebook, Instagram, TikTok, Snapchat, Reddit, Twitch, Threads and Kick. Tech companies that own these platforms could face fines of up to $50 million if they don't take reasonable steps to stop under-16s from having accounts.
Clothing, shoes, and accessories continue to dominate the eCommerce market. Australians are quick to embrace online fashion retailers because of their wide product variety, frequent discounts and easy return policies. Fast fashion, premium labels and niche local brands are all thriving in this space.
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HDFC MobileBanking App
The app is equipped with advanced encryption and security to keep your account safe. You can also recharge your mobile, make DTH payments, pay bills and credit card dues with HDFC MobileBanking App.
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Chase Secure BankingSM: $0 Monthly Service Fee when you have $250+ in qualifying electronic deposits. Chase Mobile® app is available for select mobile devices. Special Provisions for Card Transactions (Zero Liability Protection): Chase will reimburse unauthorized debit card transactions when reported promptly.