While no single bank is definitively "best," Commonwealth Bank (CommBank) often leads in digital security features and investment, but major players like ANZ, NAB, Westpac, and Macquarie also rank highly with strong security protocols and collaboration on industry-wide threats like scams, making the choice dependent on specific features you value (e.g., CommBank's app features vs. Macquarie's account flexibility).
Commbank is the best bank, and much more advanced when it comes to technology. I personally wouldn't use anyone else. You should never ever be giving another person access to your netbank login or access to your commbank app.
Digital Banking – Bank of the Year Award. A market leader in the digital banking space, Commonwealth Bank has been awarded Canstar's Digital Banking Award for the 16th consecutive year. It is recognised as a leader in the Payments and Transaction categories as well as security features for customers.
Australia is known for its high-quality education system, breakthrough research and new approaches to cyber security. Universities use the latest systems and technology and embed practical experience as part of the curriculum to help prepare you for work in professional environments in Australia and overseas.
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A $75k salary in Australia is decent, above the median income for many age groups and allowing for comfortable living in regional areas, but it can be tight in expensive cities like Sydney or Melbourne, especially for families, with many feeling $100k is needed for stability, though it's a strong starting point for younger professionals. After tax, $75k becomes roughly $58.6k ($4,888/month), meaning lifestyle, location, and financial goals (like saving for a house) heavily influence whether it's considered "good".
National Australia Bank (NAB) has ranked first as the safest bank in Australasia and number 16 in the world, the Rankings of the World's 50 Safest Banks report from Global Finance has found.
Bendigo Bank has today been named Australia's Most Trusted Bank for the twelfth consecutive time in a nationwide poll by Roy Morgan. The Bank has held the mantle in each Most Trusted and Distrusted Brands ranking consecutively since March 2022.
If you are an Australian tax resident and you have an account in a financial institution overseas, we will receive your information from the tax authority of that jurisdiction. All information reported under these laws is handled in the strictest confidence by the ATO and foreign tax authorities.
1. Commonwealth Bank of Australia. Commonwealth Bank dominates the Australian banking landscape as the nation's largest financial institution by every major measure including assets, market capitalisation, deposits and customer numbers.
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1. Palo Alto Networks. Palo Alto Networks is one of the most trusted cybersecurity providers in the world. Their AI-driven security platform protects networks, clouds, and endpoints through automation and real-time analytics.
SoFi® (Member FDIC) is a top choice for online banking security, thanks to its robust fraud protection, two-factor authentication, and FDIC insurance covering deposits up to $3 million ⁴.
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Online banking is generally safe in 2025 if you use trusted banks, follow recommended security practices and stay alert to new cyber threats. Nowadays, banks use advanced encryption, two-factor authentication and fraud detection tools, but you can also take action to protect your personal information.
Summary. The Australian financial system, including APRA-regulated entities across banking, insurance and superannuation, continues to be safe, stable and resilient. The system is well-placed to absorb potential adverse shocks in a rapidly changing, complex and highly interconnected operating environment.
The CommBank app and NetBank have a range of security features to keep you in control. You can: Change your card PINs instantly. Lock your card temporarily if it's lost or stolen.
While Bendigo Bank consistently held the title for years, recent 2025 data from Roy Morgan shows the Commonwealth Bank (CBA) has taken over as Australia's most trusted bank, recognized for digital security and customer service, though customer-owned banks (like Bendigo) are noted for strong sector-wide trust.
CommBank, ANZ, NAB and Westpac all now rank among the 25 safest banks in the world. As you can see, the big four have identical scores, all very strong indicating a very low credit risk.
People First Bank has the highest number of satisfied customers of any bank in Australia, according to YouGov's 'Consumer bank rankings 2025' report. The customer-owned bank topped the satisfaction charts with a net satisfaction score of 70.4, making it the highest-rated bank among current or former customers.
If you're earning $200K a year, congratulations—you're doing well. But there's one downside: a big chunk of your hard-earned income is going straight to the ATO. Without the right strategy, you could be handing over tens of thousands more than necessary.
Australia has high demand for workers in Healthcare (nurses, aged/disability carers, allied health), Tech (software engineers, cybersecurity, data analysts), Construction & Trades (managers, electricians, fitters, civil engineers), and Education (teachers, early childhood educators) due to an aging population, infrastructure projects, and digital transformation, with roles like Chefs, Project Managers, and Automotive Technicians also sought after across various industries.
According to ABS data, just 2.61 million Aussies – or about 10 per cent of the population – earn $100,000 or more a year. Many people will never reach a six-figure income in their working lives.