Visa error code 55 means "Invalid PIN", indicating the Personal Identification Number entered was incorrect, causing the transaction to decline; the customer should try again with the right PIN or use another payment method, as this is a common security measure to protect the card. If the PIN is entered incorrectly multiple times, the card might be temporarily locked (code 75: PIN Tries Exceeded).
Response Code: 55 - Incorrect PIN. The customer's card issuer has declined the transaction as the customer has entered an incorrect PIN. The customer should re-enter their PIN.
Each decline code specifies why a transaction was declined. For example, common errors include 01 (Refer to issuer), 03 (Invalid merchant), 05 (Do not honor), 13 (Invalid amount), and 55 (Invalid PIN).
Understanding ATM Error Code 055: When Your Card Gets Declined. ATM error code 055 appears when your card transaction is blocked for security reasons or incorrect PIN entry.
Visa → Always begins with 4. American Express → Begins with 34 or 37. Discover → Begins with 6011, 622, 644, or 65. Mastercard → Begins with 51–55 or 2221–2720.
Diners Club cards issued in Canada and the United States start with 54 or 55 and are treated as Mastercards worldwide. International cards use the 36 prefix and are treated as Mastercards in Canada and the United States, but are treated as Diners Club cards elsewhere.
Visa cards begin with the number 4. Mastercards begin with the number 5. Discover cards begin with the number 6.
Error code 55 can often relate to issues with hardware, like a problem with your computer's RAM or other internal components. It might indicate a failure in the RAM or a related system. To resolve these errors, try a few steps: Restart your device: Sometimes, a simple restart can clear up temporary issues.
A decline code is typically a two-digit, alphanumeric error code that indicates why a card transaction has been declined. While the code can originate from a number of sources, it often comes from the issuing bank, payment processor, or credit networks. Businesses won't always see the exact code.
How can I fix SMTP Error 555?
Your card may be declined for a number of reasons: the card has expired; you're over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.
Try the following:
A card decline is when a card payment isn't authorized or accepted. There are many reasons a credit or debit card might be declined – for example, the card has expired, there are insufficient funds, or one of the parties in the payment ecosystem detects fraudulent activity.
A credit card decline code is an error message that happens when a transaction fails. You may get declined credit card codes if you reached your credit limit, have an error in your mailing address, or you have an expired card.
List of common credit card declined codes
Payments can either be automatically rejected (e.g. where an account has been closed) or returned following a manual review by the payee's bank (who may not be able to accept the payment).
Seven most common HTTP error codes and status codes
This message indicates that your bank has blocked the kind of transaction you are trying to make. As an example, your card might not be activated for overseas, cash-out, or e-commerce use. In cases like that, the system displays transaction not permitted to cardholder.
Call the customer service number or file a dispute online
The customer service phone number appears on your monthly bill or on the back of your card. Explain what is wrong in your bill. The credit card company should listen to what you say and look into the problem.
In Device Manager, Error Code 55 is associated with Kernel DMA Protection preventing the PXIe Remote Controller from connecting. Some computers do not specifically have the option Kernel DMA Protection in the BIOS.
This error has the following causes and solutions: A sequential-output mode Open statement was executed for a file that is already open. You must close a file opened for one type of sequential access before opening it for another. For example, you must close a file opened for Input before opening it for Output.
A declined 05 code is a general Do Not Honor declined response. What does this decline mean? This is the most common and general declined message for transactions that are blocked by the bank that issued the card.
Visa, MasterCard or Discover:
The verification number is a 3-digit number printed on the back of your card.
- Visa bin list: Card numbers start with a 4. - MasterCard bin list: Card numbers start with the numbers 51 through 55. - Diners Club bin list: Card numbers begin with 300 through 305, 36 or 38. - Discover bin list: Card numbers begin with 6011 or 65.