The bottom line. American Express® Gold Card comes at a higher cost but offers more value to cardholders. If you want to earn more for travel purchases, or if you won't be able to maximize the American Express® Gold Card rewards, American Express® Green Card might be a better choice.
The Amex Gold card wins when it comes to restaurant and supermarket purchases, while the Amex Green card wins when it comes to travel and transit purchases, though still offers 3x on restaurant spending.
With a $250 annual fee (rates and fees), the Amex Gold card is actually one of the best cards for everyday spending because it earns 4x points at restaurants worldwide, plus takeout and delivery in the U.S. It also earns 4x points at U.S. supermarkets (up to $25,000 per year) plus 3x points on flights booked directly ...
The Amex Gold is better for earning bonus points on dining and groceries. It also offers up to $120 in dining credits and up to $120 in Uber Cash per year with a more budget-friendly $250 annual fee and free secondary cards.
That said, the American Express® Gold Card is considered to be more premium than the Amex Green Card since it offers better earning rates and more benefits. However, you'll have to pay a larger annual fee and meet a higher minimum spending requirement to earn its welcome bonus offer.
While the Gold Card's travel perks have earned it a spot in the wallets of many frequent fliers, the Green Card offers some valuable travel benefits not offered by the Gold Card — like credit for a CLEAR® Plus membership and $100 credit toward LoungeBuddy purchases.
To qualify for the Amex Green card, you'll need to have a good to excellent credit score (a FICO score of 670 or higher).
Yes, it is hard to get the American Express® Gold Card because you will need good or excellent credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be very hard for you to get approved for the Amex Gold card.
It's best to apply when you know you can afford the $250 annual fee (See Rates & Fees) and the monthly balance and can satisfy the welcome bonus spending requirements. Estimates indicate most cardholders earn at least $65,000 per year.
The Amex Gold Card offers a competitive rewards structure of 4 Membership Rewards® points per dollar at restaurants, plus takeout and delivery in the U.S., 4 Membership Rewards® points per dollar at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1 point per dollar), 3 Membership Rewards® ...
Centurion® Card from American Express
Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
Centurion® Card from American Express
Why It's One of the Most Exclusive Credit Cards: The most exclusive, prestigious credit card is without a doubt the American Express Centurion Card, otherwise known as the Amex Black Card.
The most prestigious American Express card is the Centurion® Card from American Express. You need an invitation to get it, but you can also request one online.
One of the downsides of cancelling American Express Preferred Rewards Gold or The Platinum Card is that you are required to empty out your Membership Rewards points account. If you don't, your points will be lost.
The Amex Gold is a solid pick for a travel rewards card if you can take full advantage of the bonus rewards categories and credits. But other options could provide a more rewarding experience, especially if you're looking for luxury travel perks or want better value for your travel rewards.
To downgrade the Amex Gold card, call American Express customer service at (800) 528-4800, and ask to downgrade your Amex Gold card to the American Express® Green Card. You can also contact customer service online through the live chat feature from your account.
The Amex Gold card does not offer any complimentary airport lounge access. Bottom Line: If you value worldwide lounge access, the Amex Platinum card is a clear winner as the Amex Gold card does not offer any form of airport lounge access.
Amex Platinum ultimately offers more value, though. For example, its benefits include airport lounge access, while the Amex Gold Card's perks do not. When it comes to ongoing rewards on purchases, Amex Platinum has a higher maximum earning rate and better travel rewards. But Amex Gold provides more everyday value.
Can you waive the Amex Gold's annual fee? Unfortunately, the American Express® Gold Card's annual fee is something that normally can't be waived. However, if you're considering downgrading or canceling your card, you can try calling Amex customer service and asking for a retention offer.
The American Express® Gold Card is our top-rated travel card. The card is made out of stainless steel and weighs 15 grams.
If you have a Consumer or Business Green, Gold or Platinum Card, your Card does not have a credit limit. Instead, your Card has no preset spending limit unless you have been previously notified otherwise.
Credit cards play a major role in the financial lives of wealthy Americans. While they use credit cards for similar reasons as other Americans, they also rely on credit cards to manage their finances, earn rewards, and take advantage of exclusive benefits that come with high-end credit cards.
The Amex Green card is made from 70% recycled plastic. The card is not made of metal. For rates and fees of the American Express® Green Card, click here.
American Express “precious metal” cards, whether Gold or Platinum have a reputation of prestige. The Gold card and the Platinum card both offer a range of benefits to card holders, and they both have annual fees that are significantly higher than the average credit card fee.
Green from Amex takes this flexibility to another level with no preset spending limit. Unlike a traditional card with a set credit limit, the amount you can spend on your Card adapts based on factors such as your credit history, purchase history, and payment history.