Post-ruling forecasts estimate XRP climbing to $2.70–$3.30 if the case resolves in Ripple's favor. For those seeking breakout growth sooner, Dawgz AI is attracting interest with AI-powered rewards and staking. Can XRP reach $1000 after a lawsuit?
Following the pivotal court decisions, the scenario in which Ripple wins had a positive impact. This affected both the token itself and the broader market. The change was reflected in increased trading activity. Furthermore, XRP returned to discussions as a full-fledged participant in the crypto market.
XRP is up 260% over the last five years (as of Nov. 30). To put it another way, if you had invested $100 in XRP five years ago, your position would now be worth $360.
While some predict XRP could reach $10,000, it's considered extremely unlikely by most experts due to the astronomical market capitalization required, which would dwarf the entire global economy; realistic targets focus on much lower figures driven by adoption and utility in global payments, though a few analysts still hold out hope for significant long-term growth if the network achieves mass adoption and major supply changes occur.
XRP Market Cap Math Shows Why $1,000 Looks Unrealistic
15, 2025, XRP holds a circulating supply of about 59.9 billion tokens. At current prices, this gives the cryptocurrency a market value of $145 billion.
For XRP to reach $100, its market capitalization would need to exceed $6 trillion, a staggering leap from the current $113 billion. Recently, Geoffrey Kendrick, the global head of digital assets research at Standard Chartered Bank, issued an extremely bullish price prediction for XRP.
XRP's Early 2026 Rally: From $1.77 to $2.38
After a brutal Q4 2025 that saw XRP slide from its July peak of $3.65 to December lows near $1.77, the token staged a remarkable recovery in early January. XRP opened 2026 at $1.84 and surged to $2.38 by January 6—a 25-28% gain in just one week.
It's highly unlikely. With a circulating supply of 57.1 billion tokens, a $1,000 price would push XRP's market cap to $57 trillion—more than double the U.S. GDP and over half the total value of the global stock market. Is XRP a good investment?
The market pundit pointed out data from the XRP Rich List, which indicates that only 330,000 accounts hold more than 10,000 XRP tokens. This was the latest iteration of consistent disclosures the analyst has made regarding wallet balances.
XRP's price has increased by 228% over the last five years. If you'd invested $1,000 in it five years ago, you'd now have $3,282. The S&P 500 index has grown by 83%, meaning it would've turned $1,000 into $1,831. However, it's worth noting that all of XRP's gains came after the 2024 presidential election.
The reason it's not too late to buy XRP is because of the expected growth of the cross-border payment market. According to Allied Market Research, the global cross-border payments market is expected to grow from roughly $206 trillion at the end of 2024 to around $414 trillion by 2034.
XRP, despite its current utility and potential to evolve into a more multifaceted player in the payments world, is structurally different from Bitcoin. I like to think of XRP as more of a business -- or at least an extension of a business (Ripple) -- whereas Bitcoin is more of a store of value.
✨Ripple's Position if SWIFT Adopts Blockchain
If SWIFT chooses a model similar to Ripple's, the XRP Ledger becomes a viable option for real-time cross-border settlement. Ripple already targets these functions through XRP-based liquidity routing and instant finality.
Analyst Consensus. Most analysts see XRP as a speculative but credible crypto asset — valuable in a diversified portfolio but not a core holding. It's best suited for investors comfortable with volatility and long-term uncertainty in exchange for potential institutional-driven upside.
If Banks Use ODL (XRP) → Increased Demand, Possible Price Increase. If a bank or financial institution adopts ODL, it needs to buy and sell XRP for transactions, which creates real utility and liquidity. More ODL adoption would directly impact the demand for XRP and potentially increase its price.
“Without builders, expect minimal growth for XRP.” He also said that most big players don't even think of Ripple-linked XRP as a serious project. “Institutional investors, who hold the vast majority of crypto ETFs, are not likely to want to hold XRP,” he said. “They think of it as a meme coin.”
✨Distribution of XRP Holdings
Squire pointed out that entering the top 1% requires holding 50,637 XRP, a number far lower than many casual observers might expect. Moving to broader participation, the top 2% of accounts hold 25,639 XRP or more, while just 2,486 XRP is needed to be counted within the top 10%.
Market Cap Madness 🌐: For XRP to reach $100,000, its market cap would need to climb to an astronomical level, possibly overshadowing the combined GDPs of entire continents! Right now, XRP trades at around $0.50, so reaching even $1,000 would require trillions in market capitalization.
So the best-case scenario for XRP investors is another massive spike upward in 2026, due to the appearance of a new catalyst on the horizon. If the catalyst is big enough, it might be enough for XRP to double in price, from $2 to $4.
According to the analyst from Crypto Aiman YouTube channel, at the current price of $2.5 per XRP tokens, anyone hoping to reach $1 million would need roughly 400,000 XRP. That's quite a large number, but Aiman believes this figure will change as the Ripple price grows in the coming years.
Valuation math reveals impossible market cap requirements
With approximately 60 billion tokens in circulation and another 40 billion expected to enter the market over time, the total supply approaches 100 billion tokens. Multiplying this supply by $1,000 produces a $60 trillion market cap requirement.
XRP's innovative platform allows fast and cheap international transactions, although its volatility is extreme. Bitcoin is thriving as a store of value, thanks to its hard supply cap and decentralized setup. The best crypto to buy is the safer one that has staying power.
Investor and expert Jake Claver predicts XRP could reach $100 by the end of 2025, and possibly $1,500 by early 2026. He says his confidence remains steady despite doubts from critics. Claver expects a combination of financial restructuring, ETF approvals, and institutional demand to drive the next major move for XRP.
Standard Chartered's Geoff Kendrick revises his year-end Bitcoin forecast to $100,000 from $200,000 by late 2025. Kendrick maintains a long-term Bitcoin forecast of $500,000, now expected by 2030 instead of 2028.