A declined code 40 most commonly refers to a credit or debit card transaction where the cardholder's bank declines the transaction because it does not support that specific type of transaction.
40 - Request function not supported. The cardholder's bank has declined the transaction as it does not allow this type of transaction. The cardholder's bank may have put a hold on the card.
Response Code: 40 - Function Not Supported. The customer's card issuer has declined the transaction as it does not allow this type of transaction.
Each code denotes a different reason for why a payment is declined.
401 UNAUTHORIZED. Error code response for missing or invalid authentication token.
Try the following:
The HTTP 401 Unauthorized client error response status code indicates that a request was not successful because it lacks valid authentication credentials for the requested resource.
Response Code: 41 - Lost Cardan alternate card, or contact their bank. The customer's card issuer has declined the transaction as the card has been reported lost. The customer should use an alternate credit card, or contact their bank.
Declined payments
What are the error codes for card transactions? There are dozens of different error or decline codes. Each decline code specifies why a transaction was declined. For example, common errors include 01 (Refer to issuer), 03 (Invalid merchant), 05 (Do not honor), 13 (Invalid amount), and 55 (Invalid PIN).
Your card may be declined for a number of reasons: the card has expired; you're over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.
The "15" and "3" refer to the days before your credit card statement's closing date. Specifically, the rule suggests you make one payment 15 days before your statement closes and another payment three days before it closes.
Credit card denials won't appear on your credit report, and the only thing that may affect your credit is the application. Applying for any credit card – regardless of whether you're approved – will add a hard inquiry to your credit report.
Transaction codes represent the various bank transactions that you will use in the Accounts Payable and Accounts Receivable applications. You can define transaction codes for types of payments, such as checks or bills of exchange, or for bank services, such as deposits or service charges.
A BSB (Bank-State-Branch) is a six-digit number that identifies banks and branches across Australia.
A debit card may be declined for many reasons, including: Daily or weekly transaction limit has been reached. The account doesn't have enough funds available (e.g. a recent deposit may be on hold) Card details or PIN were entered incorrectly.
Try the following:
Network Code: 40
The decline message occurs when the consumer's card issuer does not allow this type of transaction with this card. Advise the consumer to use another card or a different payment method. Summary Advice: The card issuer does not allow for this type of transaction.
The 401 (Unauthorized) status code indicates that the request has not been applied because it lacks valid authentication credentials for the target resource. The server generating a 401 response MUST send a WWW-Authenticate header field containing at least one challenge applicable to the target resource.
The HTTP 402 Payment Required client error response status code is a nonstandard response status code reserved for future use. This status code was created to enable digital cash or (micro) payment systems and would indicate that requested content is not available until the client makes a payment.
5 Easy Ways to Quickly Fix the 401 Unauthorized Error
Understanding the 401 Status Code
A 401 status code is commonly referred to as the “401 Unauthorized Error.” It indicates that the client does not possess valid authentication credentials required to access the requested resource. In other words, you're not authorized to access the content you're trying to reach.
You may see the “Error code 401” if you try to access an outdated or misspelled URL. It means that the URL is non-existent, and the server may return a server error “401 Unauthorized Access”. Maybe you saved the page address in your browser, but the page address has been changed, or it has been deleted.