The customer's card issuer could not be contacted during the transaction. The customer should check the card information and try processing the transaction again.
22. Checking Deposit (Credit)
Response codes are supplied by the merchant's bank to your payment gateway provider after making contact with the customer's card issuer. After receiving the payment information, your bank contacts your customer's bank to confirm the details of the transaction (card #, expiry date, amount, card valid, etc.)
The customer's card issuer has indicated there is a problem with the credit card number. The customer should use an alternate credit card, or contact their bank.
An unspecified bank error has occurred. No further information is available from eWAY or the bank. The customer should attempt to process the transaction again.
The customer's card issuer does not recognise the credit card details. The customer should check the card information and try processing the transaction again.
While there are dozens of different card decline codes currently active, the most commonly used codes are as follows: 05 (Do not honor), 14 (Invalid card number), 41 (Lost card, pick up), 43 (Stolen card, pick up), 51(Insufficient funds), 54 (Expired card), 61 (Exceeds issuer withdrawal limit), 65 (Activity limit ...
When you see Error Code 28 during a transaction, it means that the file is temporarily unavailable. When this happens, a blip occurred either during the first part of the transaction process or during authorization. During authorization, the cardholder presents their credit card to the business.
The transaction has not been processed and the customer should attempt to process the transaction again. No further information is provided from the bank as to the reason why this was not processed.
Credit error. Decline. 27. A fraud filter has blocked this transaction.
This code is often returned from the issuer when they do not accept the transaction. This can possibly be when a transaction for the same amount and merchant is attempted multiple times quickly for the same card. The cardholder should contact their issuing bank.
Visa chargeback reason code 30 falls under the “Consumer Disputes” category. The shorthand description is “Services Not Provided or Merchandise Not Received.” This reason code means that the cardholder is claiming that the merchant never provided the goods or services that they paid for.
Description. 21. Automated return or NOC for a checking credit (codes 22, 23, and 24) 22. Automated deposit (checking credit)
For a business transaction using the CCD ACH Type (against a business checking account), ACH Chargeback code R29 is used if the account itself is not enabled for ACH Transactions, or if the account holder notifies the bank that the transaction was not authorized.
As an extra security measure, we'll send you a verification code by text, email or automated phone call when you sign in to your online bank.
02 – Refer to issuer (special condition)
prevented the transaction. Same as Code 01 - ask for a separate card to complete the transaction and/or ask the customer to call their credit card bank and figure out why the transaction was declined.
The credit card decline Code 02 instructs the cardholder to refer to their issuer for a special condition. Similar to Decline Code 01, the financial institution that issued the card is declining the transaction. You should advise the customer to contact their issuing bank for further explanation.
Response Code: 01 Refer to issuer
Credit card declined code 01 means that the card's issuer has signaled a problem with the card number. The customer should contact their issuing bank and use a different card to complete the transaction.
The customer's card issuer has declined the transaction because of an invalid format or field. Check the transaction information and try processing the transaction again.
The [14] Card No.
error code means that the credit card number was entered incorrectly. To fix this issue, re-submit your credit card or use a different credit card. For more information about common error codes, see the article: Resolving issues when your credit card fails.
What Causes Code 29 Errors? If you get this error message while trying to use a hardware device, it means the hardware is disabled. In other words, Windows sees that the device exists, but the hardware itself is essentially turned off.
03 Invalid Merchant Number – this error code indicates that the entered credit card information is incorrect. Another reason why you will receive this error is possibly because the merchant facility is non-functional.
This typically means the card has been reported lost or stolen, or the account associated with the card has been closed. The card issuer may want the card taken out of circulation, which you may do if the situation is safe.
The customer's card issuer has declined the transaction as the credit card number is associated to a cheque account that does not exist.