Error Code 182: CURRENCY CASSETTE LOW.
What does that mean? A transaction with an identical amount and credit card information was submitted, which means that you tried to charge the same transaction twice. We suggest that you contact the card issuing bank for more information.
What does 'Transaction not permitted to cardholder' mean? This means that the customer's transactions are being restricted by their bank.
This code is often returned from the issuer when they do not accept the transaction. This can possibly be when a transaction for the same amount and merchant is attempted multiple times quickly for the same card. The cardholder should contact their issuing bank.
119. The card has been declined by the issuing bank for an unknown reason. Re-attempt the transaction. If it continues to decline have the cardholder reach out to their credit card company and discuss the specific transaction.
For starters, you could be mistaken about your balance, or you may have reached your daily limit for withdrawals. The bank may feel the transaction is suspicious, based on your purchase history. Technical issues may also be to blame.
Banks block transactions to safeguard their interests in the event of suspicious activity in your account or to comply with regulatory standards. You can work with your bank's anti-fraud team to tackle the problem, but if it persists, choose an alternative to traditional banking that protects 100% of your money.
A decline code is typically a two-digit, alphanumeric error code that indicates why a card transaction has been declined. While the code can originate from a number of sources, it often comes from the issuing bank, payment processor, or credit networks. Businesses won't always see the exact code.
Your card may be declined for a number of reasons: the card has expired; you're over your credit limit; the card issuer sees suspicious activity that could be a sign of fraud; or a hotel, rental car company, or other business placed a block (or hold) on your card for its estimated total of your bill.
161 – Decline For Address Verification System (AVS)
The transaction was declined due to the AVS requirements.
57 – Transaction not permitted - Card
Have your customer call their issuing bank (the number is typically printed on the back of the credit card) and ask that the transaction be permitted.
Hard declines occur when the customer's card issuer or bank does not authorize the transaction, for reasons such as possible fraud, invalid account information, or a lost or stolen card. In such instances, the customer will have to contact their bank or card issuer immediately to take corrective measures.
Also known as the "invalid transaction" code, a credit card error code 12 is given when the issuing bank does not accept a transaction.
57 – Transaction Not Permitted (Cardholder): The card is valid — but not for that particular sale or transaction. Ask for an alternate payment method. 58 - Transaction Not Permitted (terminal/merchant): Your merchant account or credit card terminal isn't configured properly.
Banks may freeze bank accounts if they suspect illegal activity such as money laundering, terrorist financing, or writing bad checks. Creditors can seek judgment against you, which can lead a bank to freeze your account. The government can request an account freeze for any unpaid taxes or student loans.
When your card is blocked, you cannot make online payments as it will get declined. Also, the card will not be read by the card reader at the ATM or it will not accept the PIN or decline the transaction again. You can confirm if the card is blocked by calling customer care service or at the bank branch.
What does transaction response code 82 - CVV Validation Error mean? The customer's card issuer has declined the transaction as the CVV is incorrect. The customer should check the CVV details (the 3 numbers on the back for Visa/MC, or 4 numbers on the front for AMEX) and try again.
A bank response code is another name for a credit card authorization code, a two-digit numeric code which indicates whether the transaction was approved or declined. If the transaction is declined, the response code provides some basic information about why. Thanks for following the Chargeback Gurus blog.
It could be the CVV number, the date of expiry, or the PIN being entered wrong. To protect against fraudulent usage, banks usually block a card if the wrong data has been entered more than once. The way to prevent this from happening is to be careful when entering the data.
Thieves can obtain your card number, expiry date, and security code using different techniques. They can use skimming devices placed on ATMs or point-of-sale payment terminals or phishing scams where they trick you into revealing your card details or hacking into databases that store card information.
Skimming — Skimming is when criminals install illegal devices at ATMs, gas pumps and other point-of-sale terminals that record debit card numbers and PINs. Spoofing and phishing — These are practices where thieves imitate a trusted source, such as a family member or company, with fake emails or websites.