There isn't a single number for "how many" Amex Platinums exist because it's a popular card with different versions (personal, business, Schwab, Morgan Stanley) and can have multiple cards per person (primary, additional users), but it's a highly circulated premium card, with estimates suggesting Platinum & Gold make up a significant portion of Amex's millions of fee-bearing cards, though specific circulation numbers aren't public.
Amex has about 70 million proprietary cards in circulation, of which 70% are fee-bearing cards. Platinum and gold make up less than 10% of that, Nash estimated.
With over 1,550 airport lounges – more than any other credit card company on the market* – enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass Select membership ( ...
For cardholders with a spouse, children over the age of 13 or trusted colleagues, the ability to add up to three authorized users for an annual fee of $195 per card can be a noteworthy perk. It brings many of the same benefits that the primary cardholder enjoys to others without paying the full annual fee. Terms apply.
The American Express Platinum Card® is for fairly rich people. A high income will help you afford this premium travel card's $895 annual fee.
The American Express Platinum Card® is one of the top premium travel cards available — and it's arguably the gold standard of its class. It comes with travel credits, hotel elite status, access to an impressive lounge collection, travel protections and other luxury perks.
100,000 American Express Membership Rewards points are generally worth $1,000 to $2,000 or more, depending on redemption; you get about 1 cent per point ($1,000 total) using the travel portal or gift cards, but can achieve 2 cents per point or higher ($2,000+) by transferring to airline/hotel partners for premium flights, yielding significantly more value, according to Bankrate and WalletHub and The Points Guy.
earn a sufficient income of at least $50,000 per annum to pay outgoings and living expenses, in addition to Card repayments each month without experiencing financial hardship; • are willing and able to pay an annual fee of $1,450; • have current employment or access to other income or repayment sources; and • generally ...
The credit limit you can expect for a $70,000 salary across all your credit cards could be as much as $14000 to $21000, or even higher in some cases, according to our research. The exact amount depends heavily on multiple factors, like your credit score and how many credit lines you have open.
Centurion® Card from American Express
Why it's one of the hardest cards to get: The hardest card to get is the American Express Centurion Card, known simply as the “Black Card.” You need an invitation to get Amex Centurion, and only the super rich and famous can expect to get the call.
The Amex Platinum isn't impossible but is a premium card requiring good to excellent credit (690+ FICO) and strong income, with Amex also checking your income, debt, and history, meaning a high score alone doesn't guarantee approval, though it's harder than basic cards due to high annual fees and benefits requiring consistent payment ability.
Cardholders of the American Express Platinum Card® or any other type of Amex members, can try using the American Express Auto Purchasing Program, which connects you to dealers who accept American Express and let you charge $2,000 or more toward a car purchase on your Amex card.
Those benefits include: Airline incidental credits: The Amex Platinum and The Business Platinum Card® from American Express both offer up to $200 in airline incidental credits per year toward purchases like seat upgrades, checked baggage and in-flight wifi access.
Here are the cards the ultra wealthy keep to themselves.
First launched in 1984 with a $250 annual fee (equivalent to $777 in 2025, based on the average rate of inflation), this distinctive card became a global status symbol through the years, morphing into a sleek, weighty metal card that costs more and more with each new evolution.
The best credit card that is rumored to have a $100,000 credit limit is the Chase Sapphire Preferred® Card. While Chase does not publicly disclose the highest credit line available for the card, there are online reports of people getting around $100,000 in spending power, or even more.
The 2/3/4 Rule is an informal guideline, primarily used by Bank of America, that limits how many new credit cards you can be approved for: two in a two-month (or 30-day) period, three in a 12-month period, and four in a 24-month period, helping lenders manage risk from frequent applications and "churning" for bonuses. It's a rule for applicants, not a limit on how many cards you should have, but a strategy for managing applications to avoid automatic denials.
If you're just starting out, a good credit limit for your first card might be around $1,000. If you have built up a solid credit history, a steady income and a good credit score, your credit limit may increase to $5,000 or $10,000 or more — plenty of credit to ensure you can purchase big ticket items.
So, with ₹20,000, you might get a ₹10,000–₹50,000 limit. Access to Entry-Level Cards: Most credit card suppliers offer beginner-level cards that are particularly planned for those gaining ₹15,000–₹25,000 per month. These come with lower expenses, basic rewards, and less demanding eligibility.
Amex 2-in-90 rule
American Express restricts card approvals to no more than two within 90 days. This means that even if you follow the 1-in-5 rule above and get two cards more than five days apart, you still can only get those two cards within 90 days. So far, there are no exceptions to the Amex 2-in-90 rule.
earns a sufficient income of at least $50,000 per annum to pay outgoings and living expenses, in addition to Card repayments each month without experiencing financial hardship; • have current employment or access to other income or repayment sources; • generally have an established credit history and reasonable credit ...
100,000 American Express Membership Rewards points are generally worth $1,000 to $2,000 or more, depending on redemption; you get about 1 cent per point ($1,000 total) using the travel portal or gift cards, but can achieve 2 cents per point or higher ($2,000+) by transferring to airline/hotel partners for premium flights, yielding significantly more value, according to Bankrate and WalletHub and The Points Guy.
While 200K Amex points will typically only give you about $2,000 in value when you shop for flights in the Amex travel portal, you can sometimes find Business or First Class flights — that can normally cost over $10,000 — for only 200K points, when transferred to a frequent flyer program.
This means that with careful planning and some savvy moves, those 45 million points could translate into around $900,000 in travel experiences! Imagine jetting off first class around the world or enjoying luxurious hotel stays—all made possible by those little numbers accumulating in your account.