Yes, CommBank customers can use other banks' ATMs in Australia (like ANZ, NAB, Westpac) without being charged a fee by CommBank or the other bank for withdrawals, but be cautious as some third-party ATMs might still charge a fee, and they can use Mastercard/Cirrus ATMs globally, though international fees apply. CommBank offers fee-free withdrawals at its own ATMs and at other "Big Four" bank ATMs in Australia, but always check for potential fees from the ATM owner before completing transactions at non-CommBank ATMs.
$0 ATM withdrawals
Fee-free cash withdrawals when using a CommBank ATM - Australia's largest bank owned ATM network.
Yes, you can use your ATM card at any bank ATM that takes the type of card you have. You will, however, be hit by a 'service fee' for using an ATM that's not part of your bank's 'network'. In fact you may get hit by a fee from both banks. You can ...
If you need an ATM and can only find one independently owned, or affiliated with a different bank, you'll likely rack up some fees. Out-of-network fee: If you use an ATM independently operated or owned by another bank, your own bank may charge you for using this ATM. ATM surcharge: This is a charge from the ATM owner.
Fee free cash withdrawals when using a CommBank ATM - Australia's largest bank owned ATM network. Australia's largest branch network. Access to Australia's best banking app. Flexible payment options like Apple Pay and BPAY.
To find fee-free ATMs in Australia, use your own bank's machines or the ATMs of the major four banks (CBA, ANZ, NAB, Westpac) with any Australian debit card; also check for partner networks like atmx and Bank Australia, which offer extensive fee-free access for their customers, but always watch the screen for potential fees from independent operators.
New ATM Charges from May 1, 2025
₹23 per cash withdrawal after the free transaction limit. Charges are applicable at both own-bank and other-bank ATMs. Applicable to savings account holders across all banks in India.
Like a debit card, your ATM card will have a PIN. Sometimes a financial institution may only allow you to use an ATM card at one of their ATMs. Others will allow you to use the card an any ATM you need. Be aware that you may be subject to foreign ATM charges at ATMs outside of your financial institution's network.
Cash machines (ATMs)
If you just want to withdraw cash, the easiest option is probably a free ATM. Use Link's free cash locator to find the one nearest to you.
The RBI allows banks to set charges after a fixed number of free withdrawals: Metro cities: 5 free transactions at own-bank ATMs, 3 at other bank ATMs. Non-metro cities: 5 at other bank ATMs, 10 total. Beyond this limit: ₹23 + GST per extra transaction is usually charged.
You can use any ATM with the Mastercard or Visa symbol. Speak to a banker if you need help managing your money when travelling abroad. You can also see how to use your own money when overseas.
To get cash without ATM fees, use your bank's own ATMs, partner bank ATMs, get cash back at stores (supermarkets, petrol stations) during purchases, use Bank@Post services, or try cardless options like digital wallets or QR codes through your bank's app at compatible ATMs. Always check the ATM screen for fee warnings before confirming, as some non-network ATMs might charge you.
Interbank Transfer Fees (Different Banks)
An interbank transfer is done when you transfer money from one bank to another. Most banks charge ₱25 for this.
Yes, you likely can withdraw $3000 from CommBank, but it might require increasing your default $2,000 daily ATM/card limit through the CommBank app, NetBank, by calling 13 2221, or visiting a branch, as higher limits need activation, and large sums might need prior notice to the branch for cash availability.
Key points. The Commonwealth Bank of Australia share price has fallen nearly 14% in the last month due to overvaluation, low earnings growth, and margin pressures, despite its dominant market position.
No, you generally cannot withdraw $4,000 from an ATM in a single transaction because most banks set daily ATM withdrawal limits around $2,000-$2,500; to get $4,000, you'll likely need to visit a bank branch, request a temporary limit increase by calling your bank beforehand, or use multiple ATMs/days if possible, though branch service with a teller is usually required for large amounts like this, say The Motley Fool.
Common questions about ATMs
You may be charged a fee if you make a withdrawal at an ATM that isn't owned by us or a major bank, or if you use a rediATM. For foreign cash withdrawals, there's a fee of $3.50 for credit cards. The foreign cash withdrawal fee for Platinum Rewards Visa cards is $5.00.
Where to withdraw money without your card
Yes, you can withdraw money from most ATMs that accept your card's network (Visa, Mastercard, etc.), but using an ATM outside your bank's network often incurs fees from both the ATM operator and potentially your own bank, which will be displayed on the screen before you confirm. For fee-free access, look for partner bank ATMs (like major banks in Australia) or ATMs within your bank's specific network, often found at supermarkets or Australia Post.
Many banks and credit unions have a network of ATMs that allow you to access your money without extra charges. But if you use an ATM outside of that network, you may face additional fees, including: ATM operator fee.
Can You Use A Debit Card At Any ATM? Yes. You can use a debit card at any ATM. However, banks might charge additional fees for the usage of debit cards from other banks.
To access more cash than the ATM limit allows, individuals can consider methods such as cash back at stores, withdrawals from savings accounts, or visiting a bank teller.
To find fee-free ATMs, use your own bank's network, look for shared networks like those for Australia's big banks (ANZ, CommBank, NAB, Westpac) or Bank@Post, and use banks/credit unions known for fee rebates (like Schwab or Alliant) for domestic/international use. Always check the ATM screen for messages or use your bank's locator to find free partners and avoid out-of-network surcharges, especially in the US and Australia.
Most banks allow you to withdraw between INR 20,000 and INR 50,000 per day from an ATM. Also, each transaction may be limited to a maximum of INR 10,000. Thus, if you wish to withdraw INR 30,000, you may have to conduct three consecutive transactions of INR 10,000 each.
When you swipe your card on a POS machine, the merchant has to pay a small percentage (about 2%) as rental fees to the bank for using the POS machine.